- Call the National Cyber Crime Helpline 1930 as soon as possible — quick reporting helps banks put a hold on the money trail.
- Register a complaint on the official portal cybercrime.gov.in and note the acknowledgement number.
- Inform your bank / UPI app immediately and ask them to block your card, account or UPI access.
- Preserve evidence: screenshots, transaction IDs, phone numbers, chat messages, emails and bank SMS. Do not delete anything.
- Change passwords and never share OTPs, PINs or screen-sharing access.
- Follow up with the local cyber cell / police station; a lawyer can help with the FIR, follow-up and recovery proceedings.
This article is general information about Indian law, not legal advice. Please consult an advocate about your specific facts.
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